Resolved Question: I damaged the motor by bumping a cement parking block,Is it covered under car insurance?

Resolved Question: I damaged the motor by bumping a cement parking block,Is it covered under car insurance?
I bumped a cement parking block with my car ,Would it be covered under car insurance because the crank pulley is bent and it goes thru a quart of oil a week now.
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Resolved Question: Yea or Nay: eliminate medical portion of auto insurance?
[America] The medical portion of your personal auto insurance, plus most of the Uninsured/Underinsured coverage, could be eliminated if the government collected a larger tax on motor fuel instead. This would have the effect of forcing those currently without auto insurance [said to be 18% of vehicles in my state] to pay at least something toward the cost of the accidents they cause [reported as 22% of accidents in my state]. Gas guzzlers, speeders, and overlarge tubs that are on the highways would likely pay more than others who drive the same mileage. It seems likely that people who drive a lot of miles would save as much on the insurance as they'd pay via the higher gas tax. Everyone who now buys these insurances but isn't one of these four groups would likely see their total costs go down. Naturally, the government would pay the hospitals and medical people for the care rendered. This would eliminate their losses on charity care for auto accident victims. It would also prevent ordinary families from being forced into bankruptcy by unpaid medical bills caused by some other driver. This proposal does not cover either "lost wages" or "pain and suffering" or "collision" -- victims would still sue the driver who causes the accident for these damages and could still purchase insurance to cover their vehicle and themselves for these risks. My back of the envelope estimate for Florida alone is that auto insurance costs [payments to the insurance companies] would go down about $2 billion a year and these funds would be paid directly to medical care providers without any "who's fault is it?" arguments and their related legal and paperwork costs. IF further research demonstrated that the system could function as described, would you be in favor of doing this to eliminate this portion of auto insurance, or would you be opposed? [why in favor or opposed would be helpful -- I'm trying to craft something here for the next session of the Legislature.] added points: naturally, the government will not pay medical care providers at their hugely bloated billing prices, but rather at something like what insurance companies currently pay. Everyone is covered all the time. Fault does not enter into the picture. Commercial vehicles, due to weight and number of passengers, may be required to carry supplemental insurance for losses exceeding $250,000. You may still sue for lost wages, damages to your vehicle and property, and pain and suffering. Taxing drivers' licenses and/or vehicles at registration would not be nearly as effective since an estimated 9% of cars on the road are not being operated by a licensed driver and/or do not have valid registration. Alex: your "elderly white lady" already pays extra -- first in UU insurance coverage and second in taxes to support the public hospital where the indigent auto accident cases without insurance are treated. The point of this is to force the uninsured drivers to pay. Bubbles: please increase everyone's taxes to pay for the added police and courts and jails you want. Unfortunately, I wouldn't want to live in your imaginary country. Dear Neo -- the other "solution" when an uninsured driver hits your car, or pulls a "Nike" a la Bubbles [below] is to shoot him. I'm sure that would be just fine with you.
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Resolved Question: truck has water damage do you have to accept a repair?
my truck is a 2008 chevy silverado and it was stolen and recovered in a creek the water has been from the front bumper to the top of the dash the motor has water in it and the glove box is full of water even the center console of the seat was full! now the insurance company says they are going to fix it! do i have to accept this?it has 29000 miles and i wont ever be able to trust this truck again! please help!!! i am in nebraska thanks for all who try to help.
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Resolved Question: Can someone tell me of some UK motor insurance agencies that insures non eu drivers?
I would really appreciate it.
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Resolved Question: PA Motor Vehicle Judgment Settlement?
I have a judgment against me in Pennsylvania for not having insurance when I hit a parked car. Can't settle because the owners are not around and the insurance company is no longer in business. It seems my only option is putting the funds in escrow but I don't have that kind of money. Any suggestions?
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